FREQUENTLY ASKED QUESTIONS

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WHAT HELP WILL YOU GIVE ME?

We offer a free, no obligation analysis of your financial situation. Based on this we will advise you the best way to resolve your debt problems and become debt free. These solutions may be as simple as having a hard look at how you spend your money, through to considering consolidating your debt or a more formal approach such as debt counselling or sequestration. Because we are professionals we promise to always recommend the best solution for you.

WHAT SERVICES DO YOU OFFER?

Our assessment service is free of charge and includes a credit bureau report. If debt counselling is the appropriate service for you then we will take your application at the end of the interview. The implications of debt counselling, including legal protection of your assets from lenders, will be clearly explained at this time.

IS THIS FOR ANYONE?

We are highly experienced and registered debt counsellors and are standing by to help anyone who lives in South Africa and is struggling to meet their monthly debt payments.

What about my house and car?

You still own and keep your house and car under our processes, even though you do not repay the full amount each month. The National Credit Act provides this protection. 

WILL I HAVE TO PAY FOR YOUR HELP?

Our assessment service is entirely free. If we are able to help you with a debt counselling application AND you wish to proceed with it, we will structure all of the costs into a repayment plan that we will negotiate with your lenders. We will never ask you for any money up front or put you in a position where you are struggling to meet your monthly costs.