Meeting your monthly payments need not be a worry
Protect your assets and reduce debt payments to a level you can afford
Let's be frank. Nobody plans to have debt problems, but sometimes life just takes us there. We have 13 years experience helping South African's become free from debt stress, using processes in the National Credit Act to gain significant concessions from lenders for our customers, while protecting their assets.
FREQUENTLY ASKED QUESTIONS
WHAT HELP WILL YOU GIVE ME?
We offer no obligation assessment of your financial situation. Based on this we will advise you the best way to resolve your debt problems and become debt free. These solutions may be as simple as having a hard look at how you spend your money, through to considering consolidating your debt or a more formal approach such as debt counselling or sequestration. Because we are professionals we are ethically bound to always recommend the best solution for you.
WHAT SERVICES DO YOU OFFER?
Our assessment service is free of charge and includes a credit bureau report. If debt counselling is the appropriate service for you then we will take your application at the end of the interview. The implications of debt counselling, including legal protection of your assets from lenders, will be clearly explained at this time.
IS THIS FOR ANYONE?
We are highly experienced and registered debt counsellors and are standing by to help anyone who lives in South Africa and is struggling to meet their monthly debt payments.
WILL I HAVE TO PAY FOR YOUR HELP?
If we are able to help you with a debt counselling application AND you wish to proceed with it, we will structure all of the costs into a repayment plan that we will negotiate with your lenders. We will never ask you for any money up front or put you in a position where you are struggling to meet your monthly expenses.